How El Niño could push up your mortgage and grocery bills

This year’s El Niño, the natural weather phenomenon that drives variations in temperature and winds across the Pacific, has prompted the UK government to pledge £15 million to help vulnerable countries such as Malawi, Kenya and Zambia prepare for droughts, floods and food shortages.

But the UK’s economic response will go beyond international aid. The Bank of England has identified El Niño as one of the key factors that could increase food inflation in 2027.

This connection between a climate pattern…

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