Why Europe is building both a digital euro and a new mobile payment network

By Ricardo Palomo-Zurdo, Catedrático de Economía Financiera y Decano, Universidad CEU San Pablo

Sending money from your phone seems simple: just choose a contact, enter an amount, and press confirm. But behind these apparently simple actions lie national payment systems that are not always interoperable.

In Europe, the Madrid-based European Network for Payments (ENP) has been established to link five mobile payment solutions operating in 13 European countries: Bizum (Spain), Bancomat (Italy), SIBS-MB WAY (Portugal), Vipps MobilePay (Norway,…

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