Not in a FEMA flood zone? Your home could still be at risk – and you could suffer more than your neighbor

By Yilei Yu, Senior Researcher and Postdoctoral Fellow in Geography, Rice University
Dylan Connor, Associate Professor of Geographical Sciences and Urban Planning, Arizona State University
James R. Elliott, Professor of Sociology, Rice University

If your home isn’t in a federally designated flood zone, flooding might seem like someone else’s problem. No one requires you to buy flood insurance, and the map suggests you’re in the clear. But reality may be very different.

Mounting evidence reveals that significantly more homes are at risk of flooding than is indicated by FEMA’s 100-year flood maps – about…

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