‘Buy now, pay later’ doesn’t feel like debt. For young people, that can be a big problem

By Aaron Gilbert, Professor of Finance, Auckland University of Technology
Ayesha Scott, Adjunct Senior Lecturer, Business School, Auckland University of Technology and Senior Lecturer in Finance & Financial Planning, Griffith University
Qian Wang, PhD Candidate in Economics and Finance, Auckland University of Technology
Sommer Kapitan, Associate Professor of Marketing, Auckland University of Technology

A survey of young New Zealanders finds four in ten didn’t view buy now, pay later as debt. That perception can influence how they use it.

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