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Here’s what new debt-to-income home loan caps mean for banks and borrowers

By Adrian Lee, Associate Professor in Property and Real Estate, Deakin University

For the first time ever, the Australian banking regulator has announced it will impose new debt-to-income limits on housing loans made by banks.

Such limits are a common tool used by regulators in other nations – including the United Kingdom, Ireland, New Zealand and Canada – to cool housing market lending. The aim is…

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