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After the floods comes underinsurance: we need a better plan

By Antonia Settle, Academic (McKenzie Postdoctoral Research Fellow), The University of Melbourne

The floods affecting Australia’s eastern seaboard are a “1 in 1,000-year event”, according to New South Wales Premier Dominic Perrottet. But that’s not what science, or the insurance industry, suggests.

Throughout Australia in areas prone to fires, cyclones and floods, home owners and businesses are facing escalating insurance costs as the frequency and severity of extreme weather events increase with the warming climate.

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