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Ghana's new rental scheme won't fix the real problem: a housing shortage

By Nicky Morrison, Professor of Planning, Western Sydney University
Emmanuel Kofi Gavu, Lecturer, Land Economy, Kwame Nkrumah University of Science and Technology (KNUST)
Lewis Abedi Asante, Lecturer, Kumasi Technical University
Richmond Juvenile Ehwi, Research Associate, University of Cambridge
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Ghana’s government has announced a loan scheme to help tenants pay the hefty advance rent (often covering two years) to private landlords. Advance rent is also prevalent in several other African countries.

Scholars have highlighted several problems this advance rent payment poses to renters.…

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