Delays in US Payday Loan Reform Will Hurt Consumers

Expand © Seth Anderson/Flickr The US Consumer Financial Protection Bureau’s (CFPB) announcement last Thursday that it will delay implementing key parts of its rule regulating payday, vehicle title, and other high-cost installment loans by 15 months, will leave borrowers vulnerable to serious threats posed by these loans, which often carry triple-digit interest rates. The rule, finalized in November 2017 after extensive consultations with many stakeholders, was meant to better protect vulnerable consumers from payday and other small-dollar, short-term predatory loans. But Kathy Kraninger, the…

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