Docket No. CFPB-2019-0006 - Human Rights Watch Comment on CFPB Proposal to Rescind Provisions in the Rule Governing Payday, Vehicle Title, and Certain High-Cost Installment Loans

Dear Ms. Kraninger, We write to express our deep concern with the Consumer Financial Protection Bureau’s (CFPB’s) proposal to rescind certain provisions of the rule governing Payday, Vehicle Title, and Certain High-Cost Installment Loans, particularly those provisions requiring an assessment of a possible loan recipient’s ability to pay.[1] The rule’s finalization in 2017 was a significant and necessary step forward in protecting the millions of Americans subject to predatory high interest loans that, by design, often lead low-income borrowers into cyclical debt traps.[2] Now that the time is approaching…

Read complete article

~	The denial of Palestinian childhood

~	Detoxifying masculinity: How men’s groups reshape attitudes

~	How marketing classes can rescue ‘ugly produce’ from becoming food waste

~	EU Misses Opportunity on Frontex Transparency, Accountability

~	Honoring a Philippine Human Rights Icon

~	Fallout: an expertly crafted TV adaptation that manages to incorporate some of the best elements of gameplay

~	Extraordinary Vietnam fraud case exposes the inherent vulnerabilities of banks

~	AI-powered ‘deep medicine’ could transform healthcare in the NHS and reconnect staff with their patients

~	Ukraine war: Putin’s plan to fire up Zaporizhzhia power plant risks massive nuclear disaster

~	How Israel continues to censor journalists covering the war in Gaza