Soft-pedaling on payday debt collectors tramples consumer rights

Mick Mulvaney has made no secret of his intention to bring the Consumer Financial Protection Bureau to heel. In his congressional testimony this week, the bureau’s acting director pledged to enforce the law but argued the CFPB is redundant and unnecessary. Mulvaney, also the Office of Management and Budget director, undermined his own commitments to use data to drive his enforcement decisions. Though he cited the fact that “almost a third of complaints into this office related to debt collection,” more than any other category of complaints, Mulvaney already seems to be easing up the CFPB’s efforts…

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