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Successive UK governments keep failing on fraud – and the problem is only getting worse

By Nicholas Ryder, Professor of Law, Cardiff University

Fraud is now the most common offence in the UK accounting for more than 40% of reported crime. In the year to July 2025, around 4.2 million people reported being defrauded in England and Wales.

Yet that’s probably only a fraction of the true scale of the problem. The National Crime Agency estimates…

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