Many Colorado homeowners are underinsured − here’s what to do before the next fire

By Tony Cookson, Associate Professor of Finance, University of Colorado Boulder
Emily Gallagher, Associate Professor of Finance, University of Colorado Boulder

Most Colorado homeowners do not have enough insurance coverage to rebuild their house after a total loss. That’s according to our new research examining whether homes destroyed in Colorado’s Marshall Fire — which burned more than 1,000 houses in suburban Boulder County — have been rebuilt.

We are economists who study the financial resources available to households…

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