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No more card charges: how Australians can switch to fast, fee-free payments right now

By Vibhu Arya, PhD Student, UTS Business School, University of Technology Sydney
Renu Agarwal, Professor, Strategy, Operations and Supply Chain Management, University of Technology Sydney
Wen Helena Li, Senior Lecturer, UTS Business School, University of Technology Sydney

Card surcharges cost Australians more than $1 billion a year. Switching to real-time payments – which are already here – would cut costs for shoppers and business.

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