The cost-of-living crisis is hitting hard. Here are 3 ways to soften the blow

By Ama Samarasinghe, Lecturer, Financial Planning and Tax, RMIT University

As our wallets feel the strain from the cost-of-living crisis, many of us are looking for ways to soften the blow.

While everyone’s circumstances are different, and ideally you should seek help from an accredited financial adviser, there are some tried and true ways to work out where all your money is going and why.

Here are three practical tips to reduce the impact of the cost-of-living increases, and stretch every hard-earned dollar.

1. Hunt for a better loan rate

For many households, the biggest hit comes from the mortgage, so start there.

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