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House prices: why a fall isn’t certain and wouldn’t help first-time buyers much anyway

By Alan Shipman, Senior Lecturer in Economics, The Open University

The UK remains a nation of homeowners, with two-thirds of all dwellings belonging to the people who live in them. But as interest rates swiftly rise, there are fears that many of those households will soon find their mortgage payments unaffordable.

As one BBC interviewer told the new prime minister: “People were worried whether they could heat their homes. They’re now worried whether…

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