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Social care reform: lifetime cap on costs may only partially protect assets

By Jonquil Lowe, Senior Lecturer in Economics and Personal Finance, The Open University

The costs of care in old age can be scarily high and difficult to plan for, particularly if it becomes necessary to move into a care home. It’s estimated that while a quarter of older people might escape the need for care altogether, one in seven could incur costs of more than £100,000.

A proposed lifetime cap, announced…

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