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Social care reform: lifetime cap on costs may only partially protect assets

By Jonquil Lowe, Senior Lecturer in Economics and Personal Finance, The Open University
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The costs of care in old age can be scarily high and difficult to plan for, particularly if it becomes necessary to move into a care home. It’s estimated that while a quarter of older people might escape the need for care altogether, one in seven could incur costs of more than £100,000.

A proposed lifetime cap, announced…


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