US Congress Closes Trump-Era Lending Loophole

By Human Rights Watch

The US House of Representatives last week joined the Senate in voting to overturn a federal regulation that allowed payday and other small-dollar and short-term lenders to skirt limits on what interest rates they could charge for loans. This is a major victory for low-income borrowers. Click to expand Image © Seth Anderson, CC BY 2.0 https://creativecommons.org/licenses/by/2.0/, via Flickr The rule, “National Banks and Federal Savings Associations as Lenders,” was enacted in the final months of former President Donald Trump’s administration by the Office of the Comptroller of the…

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