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Director / Editor: Victor Teboul, Ph.D.
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Independent and neutral with regard to all political and religious orientations, Tolerance.ca® aims to promote awareness of the major democratic principles on which tolerance is based.

Banking co-ops run by Black women have a longtime legacy of helping people

By Caroline Shenaz Hossein, Associate Professor of Business & Society, York University, Canada
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Ajo, Osusu, Sandooq, Chit or Arisan? These are cultural names for systems of mutual aid and collectivity — known by academics as rotating savings and credit associations, or ROSCAs for short.

ROSCAs are hidden forms of co-operatives that Black and racialized people practise all over the world, including in Canada and United…


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