Buying your first home? Here’s how to increase your chances of getting a mortgage

By Alper Kara, Professor of Banking and Finance, Brunel University London

Applying for a mortgage for the first time can be a daunting task. But there are several ways you can increase your chances of having your application accepted.

The outcome of a mortgage application largely depends on your deposit size, ability to repay and credit score. These are the factors that make you more or less risky in the eyes of the lender.

As a first step, it is important that you improve your understanding of what a mortgage is and how the repayments…

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