Fintech is sold as the answer to Africa’s problems, but digital money services have downsides which media often overlook

By Cathleen LeGrand, Postgraduate researcher, University of Leeds
Chris Paterson, Professor of Global Communication, University of Leeds
Jörg Wiegratz, Lecturer in Political Economy of Global Development, University of Leeds

The online financial products and services known as “fintech” have become deeply embedded in the economic and social life of many African countries over the past decade.

Headlines across the continent often extol fintech’s virtues. Technology is “driving financial inclusion” and “making life better for people”. It’s helping “

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