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Insurance for Small Farms' Crops Takes Root

For many farmers in Nepal, the Indian state of Sikkim and the kingdom of Bhutan, disaster struck on October 23 when an intense hailstorm destroyed their rice, millet and other crops. Adequate relief from governments is unlikely and most do not have insurance. It is a calamity frequently experienced by small farmers throughout the developing word. “They are totally exposed,” said Mahfuzuddin Ahmed, the advisor for rural development, food security and agriculture at the Asian...

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