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Report: Drought Insurance 'An Experiment That Failed' in Malawi

Taking out insurance to protect against climate risks is the "wrong model" for improving countries' ability to cope and may even be worsening inequality and vulnerability, a leading development charity said on Wednesday. A policy taken out by Malawi cost the drought-ridden southern African country $5 million but failed to deliver timely assistance to more than 6.5 million people affected in 2016 and shows that insurance is "poor value for money", ActionAid...

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