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Kenya's Mobile Generation Accesses Loans Through Phones

Samuel Kinuthia, a chef in Nairobi, begins his workday by preparing ingredients for the day's special. He has been a chef for the last 18 years and started his own catering business last year to supplement his regular income. Kinuthia got the loan to start his business through Branch, a microlender that provides financial services including loans to Kenya residents via their mobile phones. Branch, with its comparatively affordable interest rates, has been a boon for Kinuthia’s...

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